body 
{
background: #F7F0E5;
margin: 0; 
padding: 0; 
font-color: #004000; 
font-family: arial, "Century Gothic", san-serif ;
background-color: #F7F0E5; 
}

a:link {color: #000080;}
a:visited {color: #ff0000;}
a:hover,  a:active {color: #003399;} 

#topmenu li
{
display: inline;
list-style-type: none;
padding-right: 5px;
FONT: 13px arial, "Book Antiqua" ;
}

p {
font-size: 12pt;
letter-spacing: 0.03em;
color: #153825;
align: left;
}

HR 
{
color: #1D5437; 
width: 75%; 
height: 2px; 
align: center;
}

#disclaimer
{
FONT: 9px arial;
color: #004000;
font-weight: 500;
}